Attempt a free NABARD Grade B mock test on SarkariExam.Center right now. Each test follows the exact Phase 1 Prelims (250 questions, 120 minutes) and Phase 2 Mains (3 papers, 100 marks each) pattern. Negative marking of 0.25 applies automatically. Get your score, all-India rank, and full solution report after every submission.
NABARD Grade B Exam Pattern – What the Mock Test Replicates
The NABARD Grade B Manager (RDBS) exam runs across 3 phases. Every mock test on this platform mirrors each phase exactly.
| Phase | Type | Marks | Duration |
|---|---|---|---|
| Phase 1 – Prelims | Online MCQ (Qualifying + Merit) | 250 Marks | 120 Minutes |
| Phase 2 – Mains Paper I | Descriptive English (Typed) | 100 Marks | 90 Minutes |
| Phase 2 – Mains Paper II | ESI and ARD MCQ | 100 Marks | 90 Minutes |
| Phase 2 – Mains Paper III | Development Economics, Statistics, Finance MCQ | 100 Marks | 90 Minutes |
| Phase 3 – Interview | Personal Interview Board | 40 Marks | As scheduled |
Final merit = Phase 2 Mains total + Interview marks only. Phase 1 score has zero role in final selection. You only need to clear Phase 1 to qualify for Mains.
NABARD Grade B Phase 1 Mock Test – Section-Wise Pattern
Phase 1 splits into a qualifying section and a merit section. Only your merit section marks decide who gets shortlisted for Phase 2 Mains in a 1:25 ratio.
| Section Type | Subject | Questions | Marks |
|---|---|---|---|
| Qualifying (does NOT count for Mains call) | Test of Reasoning | 40 | 40 |
| English Language | 40 | 40 | |
| Computer Knowledge | 40 | 40 | |
| Quantitative Aptitude | 40 | 40 | |
| Decision Making | 10 | 10 | |
| Merit (decides Mains shortlist) | General Awareness | 20 | 20 |
| ESI with Rural India Focus | 30 | 30 | |
| ARD with Rural India Focus | 30 | 30 | |
| Total | 250 | 250 | |
Negative marking: 0.25 marks deducted per wrong answer in both Phase 1 and Phase 2 objective papers. Unanswered questions carry no penalty.
Types of NABARD Grade B Mock Tests Available
SarkariExam.Center covers every stage and section of the NABARD Grade B exam through separate mock test formats.
- Full-Length Phase 1 Mock Test: 250 questions in 120 minutes with qualifying and merit sections split exactly as in the real exam
- Merit Section Only Mock Test: 80 questions covering only GA, ESI, and ARD for targeted shortlisting score improvement
- ESI Sectional Mock Test: 30 questions on Economic and Social Issues at actual NABARD Phase 1 and Phase 2 difficulty
- ARD Sectional Mock Test: 30 questions on Agriculture and Rural Development covering crop science, rural schemes, and cooperative credit
- Phase 2 Paper II Mock Test: ESI and ARD MCQ at Mains-level analytical difficulty, 100 questions in 90 minutes
- Phase 2 Paper III Mock Test: Development Economics, Statistics, and Finance and Management MCQ, 100 questions in 90 minutes
- Previous Year Paper Mock Test: Questions modeled on actual NABARD Grade B RDBS papers from past recruitment cycles
- Descriptive English Practice: Timed writing tasks for essay, precis, comprehension, and office correspondence for Paper I
NABARD Grade B Merit Section Mock Test – ESI Topics to Practice
ESI carries 30 merit marks in Phase 1 and 100 marks in Phase 2 Paper II. Practice these topics in every ESI mock test session.
- India’s GDP growth rate, NITI Aayog targets, and national income measurement
- Rural poverty schemes like MGNREGS, PM-KISAN, and PMJDY implementation
- RBI monetary policy decisions and repo rate changes
- Financial inclusion data: SHG-Bank linkage program, Jan Dhan accounts
- NABARD’s Rural Infrastructure Development Fund (RIDF) tranches and credit flow to agriculture
- Social indicators: HDI ranking, NFHS data, infant mortality rate trends
- GST structure, fiscal deficit targets, and Union Budget allocation to rural sectors
- Banking sector reforms and Regional Rural Bank merger updates
NABARD Grade B Merit Section Mock Test – ARD Topics to Practice
ARD carries 30 merit marks in Phase 1 and reappears at higher difficulty in Phase 2 Paper II. Cover these areas in every ARD mock test.
- Kharif crops like paddy, cotton, soybean and Rabi crops like wheat, mustard, gram production data
- Minimum Support Price (MSP) mechanism and APMC reform updates
- Crop insurance under PMFBY (Pradhan Mantri Fasal Bima Yojana) and PM-AASHA
- Kisan Credit Card scheme, Farmer Producer Organizations (FPOs), and Cooperative Credit Societies
- NABARD’s role in priority sector lending and Lead Bank Scheme
- Rural development schemes like PMGSY, PMAY-G, and Jal Jeevan Mission
- Animal husbandry programs, National Livestock Mission, and fishery sector data
- Soil types, irrigation methods, and PMKSY (Pradhan Mantri Krishi Sinchayee Yojana)
NABARD Grade B Phase 2 Mains Mock Test – Paper III Topics
Paper III on Development Economics, Statistics, and Finance and Management is the biggest score separator in Mains. Most aspirants skip it and lose 30 to 40 marks.
Development Economics Questions
- Classical, neo-classical, and Keynesian theories of economic development
- Harrod-Domar and Solow growth models applied to India
- Land reform history and rural inequality in India
- Cooperative movement: origin, structure, and rural credit role
- Rural-urban migration models and urbanization trends
Statistics Questions
- Mean, median, mode, standard deviation, and variance
- Probability theory and risk assessment applications
- Index numbers: CPI, WPI, Laspeyres and Paasche indices
- Sampling methods: random, stratified, and cluster sampling
- National income accounting: GDP at market price and NNP at factor cost
Finance and Management Questions
- Capital budgeting: NPV, IRR, and payback period calculations
- Working capital management and short-term financing instruments
- Financial ratios: liquidity, profitability, and leverage analysis
- Management theories by Taylor, Fayol, and Maslow in public sector banking
- Organizational behavior, leadership styles, and HRM in banks
How to Attempt NABARD Grade B Mock Test Effectively
Follow this step-by-step process to get the most out of every NABARD Grade B practice test.
- Click “Start NABARD Grade B Mock Test Now” on this page
- Select test type: Full Phase 1, Merit Section Only, ESI, ARD, or Mains Paper
- Set language: English or Hindi (English Language section stays in English regardless)
- Start the timer and attempt qualifying sections first to cross the cut-off
- Spend the majority of your time on GA, ESI, and ARD (the 80 merit marks)
- Skip any question where confidence is below 65% to protect your merit score from negative marking
- Submit before the 120-minute timer expires
- Review your section-wise score, all-India rank, and accuracy percentage instantly
- Read the full solution explanation for every wrong ESI and ARD answer before your next session
Negative Marking Rule for NABARD Grade B Mock Test Practice
Applying the right negative marking strategy in practice tests builds the habit automatically for exam day.
- Above 70% confident: Attempt the question and move on
- 40% to 70% confident: Skip and return during review time only
- Below 40% confident: Skip completely, no penalty for leaving blank
3 wrong answers cancel 1 correct answer’s mark. Aspirants scoring 80% accuracy on 180 attempts consistently outperform aspirants attempting all 250 questions at 60% accuracy.
Time Split Strategy Inside NABARD Grade B Phase 1 Mock Test
Use this time allocation in every Phase 1 mock test to protect merit marks and not waste time in qualifying sections.
- Reasoning (40 questions): Target 18 minutes
- English (40 questions): Target 15 minutes
- Computer Knowledge (40 questions): Target 14 minutes
- Quantitative Aptitude (40 questions): Target 18 minutes
- Decision Making (10 questions): Target 5 minutes
- General Awareness (20 questions): Target 10 minutes
- ESI (30 questions): Target 20 minutes (merit, maximum focus)
- ARD (30 questions): Target 20 minutes (merit, maximum focus)
Total allocated: 120 minutes. Never borrow time from ESI and ARD to finish qualifying sections faster.
Frequently Asked Questions – NABARD Grade B Mock Test
The NABARD Grade B Phase 1 mock test has 250 questions for 250 marks in 120 minutes. The qualifying section covers 170 marks across Reasoning (40), English (40), Computer Knowledge (40), Quantitative Aptitude (40), and Decision Making (10). The merit section covers 80 marks across General Awareness (20), ESI (30), and ARD (30). Only merit section marks count for Mains shortlisting.
Yes, 0.25 marks are deducted per wrong answer in Phase 1 and Phase 2 objective papers.
Only the merit section score (ESI 30 + ARD 30 + General Awareness 20 = 80 marks) decides who gets shortlisted for Phase 2 Mains. Qualifying section marks in Reasoning, English, Computer Knowledge, Quantitative Aptitude, and Decision Making only need to cross the minimum sectional cut-off. NABARD uses a 1:25 shortlisting ratio for Phase 2.
Phase 2 Paper III covers Development Economics, Statistics, and Finance and Management in MCQ format for 100 marks in 90 minutes. Topics include growth models, national income accounting, capital budgeting, financial ratio analysis, and management theories applied to banking organizations.
No. The final NABARD Grade B merit list uses only Phase 2 Mains marks and Phase 3 Interview marks. Phase 1 is a qualifying gateway only. Topping Phase 1 gives no advantage in final selection. Focus all mock test practice on Phase 2 Paper II and Paper III accuracy once you are consistently clearing the Phase 1 merit cut-off.
