IRDAI Assistant Manager Mock Test: Phase 1 and Phase 2 Free Practice

The IRDAI Assistant Manager mock test on SarkariExam.Center replicates the exact Insurance Regulatory and Development Authority of India Grade A exam pattern: Phase 1 has 160 MCQs across 4 sections in 90 minutes with 0.25 negative marking per wrong answer, and Phase 2 has 3 descriptive papers of 100 marks each. Start free now, no login required.

IRDAI Assistant Manager Exam Pattern: Phase 1 and Phase 2 Structure

The IRDAI Grade A recruitment runs in 2 stages. Phase 1 is qualifying and does not count in the final merit list. And Phase 2 carries 85% weightage in the final merit, with 15% from the personal interview.

Section	Questions	Marks	Recommended Time	Negative Marking
Reasoning Ability	40	40	22 minutes	0.25 per wrong answer
English Language	40	40	18 minutes	0.25 per wrong answer
Quantitative Aptitude	40	40	26 minutes	0.25 per wrong answer
General Awareness	40	40	24 minutes	0.25 per wrong answer
Total (Phase 1)	160	160	90 minutes

Phase 1 Key Rules Before You Start Practicing

• No sectional time limit: 90 minutes covers all 4 sections together; manage your own time across sections
• 0.25 marks deducted for each wrong answer; 4 wrong answers cancel 1 correct answer
• Phase 1 is qualifying only: marks do not appear in the final merit list
• Both sectional and overall cut-offs apply: failing the cut-off in any single section disqualifies for Phase 2
• Target score for safety: 120 to 130 marks with strong section-wise accuracy across all 4 sections

Paper	Subject	Marks	Duration	Format
Paper 1	English (Descriptive)	100	60 minutes	Essay, Precis Writing, Comprehension
Paper 2	Economic and Social Issues	100	60 minutes	Case Study, Short Essays
Paper 3	Insurance and Management	100	60 minutes	Case Analysis, Descriptive Answers
Total (Phase 2)		300	180 minutes

Phase 2 carries 85% of the final merit score. Paper 3 on Insurance and Management is the most IRDAI-specific paper and the most frequently underprepared subject among non-insurance background candidates.

IRDAI Assistant Manager Phase 1: Section-Wise Topic Breakdown

Each of the 4 sections in Phase 1 tests predictable topic clusters that repeat across IRDAI Grade A exam cycles. Practice each section with the right topic weightage to maximise your qualifying score.

Reasoning Ability (40 Questions)

Puzzles and seating arrangements account for 20 to 25 marks in every IRDAI Reasoning section. These include circular seating, linear arrangements, floor-based puzzles, box-based puzzles, and scheduling problems. Each puzzle set carries 4 to 5 questions.

• Puzzles and seating arrangements: 8 to 10 questions across 2 to 3 puzzle sets
• Syllogism: 3 to 4 questions on deductive reasoning
• Coding-decoding: 2 to 3 questions on letter or symbol shift patterns
• Blood relations: 2 to 3 questions on 2 to 3 generation family trees
• Direction and distance: 2 questions using the North as base direction system
• Inequalities: 3 questions on symbol-based logical comparisons
• Input-output and miscellaneous: 4 to 5 questions

Quantitative Aptitude (40 Questions)

Data Interpretation sets carry the highest mark count in IRDAI Quantitative Aptitude, accounting for 18 to 20 questions per paper across bar graphs, pie charts, line graphs, and tables.

• Data Interpretation: 18 to 20 questions in 4 sets of 5 questions each
• Simplification and approximation: 5 questions using BODMAS rules
• Number series: 3 to 4 questions on arithmetic and geometric patterns
• Quadratic equations: 3 to 5 questions on factorisation and comparison
• Arithmetic word problems: 8 to 10 questions covering percentage, profit and loss, ratio, time and work, and time and distance

English Language (40 Questions)

Reading comprehension passages carry 10 questions per paper and reward candidates who read 250 to 300 word passages at speed. All English topics tested include:

• Reading comprehension: 10 questions testing inference, tone, vocabulary, and main idea
• Cloze test: 5 questions on sentence-level word appropriateness
• Error detection and spotting: 5 questions on grammar rule violations
• Sentence improvement and correction: 5 questions testing active-passive, tenses, and subject-verb agreement
• Para jumbles: 5 questions on logical paragraph sequencing
• Vocabulary: 10 questions on synonyms, antonyms, fill in the blanks, and idioms

General Awareness (40 Questions)

Insurance sector updates and IRDAI regulatory news carry 8 to 12 questions in every IRDAI Grade A General Awareness section. This makes it the most exam-specific topic block in all 4 sections.

• IRDAI regulations and circulars: 6 to 8 questions on recent Insurance Regulatory and Development Authority policy updates
• Insurance sector awareness: 6 to 8 questions on life insurance, general insurance, and health insurance schemes
• Banking and financial awareness: 6 to 8 questions on RBI policies and financial institutions
• Government schemes: 5 to 6 questions on insurance-linked welfare programmes like Pradhan Mantri Jeevan Jyoti Bima Yojana and Ayushman Bharat
• Current affairs: 8 to 10 questions covering appointments, awards, summits, and economic data from the last 6 months
• Static GK: 5 to 6 questions on books, capitals, important days, and sports

Negative Marking Strategy: How Many Questions to Attempt in IRDAI Phase 1

4 wrong answers cancel exactly 1 correct answer under the IRDAI 0.25 negative marking rule. Use this decision guide for every IRDAI Assistant Manager mock test session.

• Confidence above 75%: Attempt without hesitation; expected value is strongly positive
• Confidence between 50% and 75% after eliminating 2 options: Attempt with calculated risk
• Confidence below 50%: Skip; the expected value from guessing is negative under the 0.25 rule
• Target attempt rate: 130 to 145 questions out of 160 with 80% accuracy to score above 120 marks

Start every IRDAI mock test with your strongest section to bank marks early and manage time pressure on harder sections without panic.

Types of IRDAI Assistant Manager Practice Tests on SarkariExam.Center

Each test type targets a specific preparation stage. Matching the right test to your current stage produces faster score growth than attempting full tests randomly from Day 1.

• Section-wise mock tests (40 questions each): Focused practice on Reasoning, Quantitative Aptitude, English, or General Awareness alone before attempting the full paper
• Puzzle practice sets: Dedicated 8 to 10 puzzle sets per session to build speed on the hardest topic in IRDAI Reasoning sections
• Data Interpretation practice sets: 4 to 6 DI sets per session covering bar graphs, pie charts, line graphs, and table-based data
• Full Phase 1 mock test (160 questions, 90 minutes): Complete IRDAI Grade A Prelims simulation with 0.25 negative marking active, instant score, and All India Rank after submission
• Insurance GK booster tests: IRDAI regulatory updates, insurance scheme awareness, and Insurance Act-specific question sets that no general GK source covers
• Previous year paper mode: Past IRDAI Grade A Phase 1 papers in timed CBT mode with full answer keys and step-by-step solutions
• Phase 2 descriptive practice sets: Essay, precis writing, and comprehension practice for Paper 1; Economic and Social Issues case studies for Paper 2; Insurance and Management descriptive answers for Paper 3

IRDAI Assistant Manager Phase 2: What to Practice and Why

Phase 2 carries 85% of the final merit score, yet most candidates spend less than 20% of their preparation time on it. This gap is where ranks separate.

Paper 1: English Descriptive Practice

The English Essay (350 to 400 words) and Precis Writing (150 to 200 words) together carry 60 to 65 marks of the 100-mark Paper 1. Practice essay topics like Digital Transformation in Insurance, Financial Inclusion in Rural India, and Cyber Risk in the Insurance Sector. A candidate who writes 2 essays per week from 6 weeks before the exam outscores an unprepared candidate by 15 to 20 marks in Paper 1 alone.

Paper 2: Economic and Social Issues

Paper 2 tests your understanding of economic and social issues that directly affect the Indian insurance sector. Key areas include GDP and inflation impact on insurance penetration, social security schemes, unemployment and health coverage gaps, and India’s position in global insurance rankings. Read the Economic Survey and IRDAI Annual Report for Paper 2 preparation.

Paper 3: Insurance and Management

Paper 3 is unique to IRDAI Grade A and tests insurance principles, IRDAI regulations, and management concepts. Core topics include the Insurance Act 1938 and its amendments, types of reinsurance, actuarial concepts, underwriting principles, claims management, and basic management theories like MBO, SWOT, and organisational behaviour. Non-insurance background candidates must spend 30 to 40 days exclusively on Paper 3 topics.

5 Mistakes That Prevent Candidates from Clearing IRDAI Phase 1

These errors appear repeatedly in IRDAI Grade A result cycle feedback. Every mistake below costs candidates 10 to 20 marks that directly affect their Phase 1 qualifying status.

• Ignoring IRDAI and insurance-specific GK: General Awareness has 8 to 12 insurance-sector questions that only IRDAI-focused current affairs preparation covers; standard banking GK sources miss this block entirely
• Spending more than 8 minutes on a single puzzle set: One difficult 5-question puzzle consuming 10 minutes costs 2 to 3 easy sections worth of time; train cutoff discipline through mock tests only
• Guessing blindly when confidence is below 50%: Random guessing on 20 uncertain questions deducts 5 marks net even if 8 are accidentally correct; selective skipping protects your qualifying score
• Treating Phase 2 as an afterthought: Candidates who clear Phase 1 with strong scores but start Phase 2 preparation late consistently score below the 178 mark threshold that separates final selections from rejections
• Skipping post-test solution review: Attempting 25 mock tests without analysing wrong answers builds the same errors repeatedly; spend equal time reviewing as taking the test for real improvement

21-Day IRDAI Assistant Manager Mock Test Practice Plan

This plan moves your Phase 1 score from below 90 marks to above 120 marks in 3 weeks by building section accuracy before full-test speed.

Week 1: Section Foundation (Days 1 to 7)

• Days 1 to 2: Reasoning section tests with focus on puzzles and syllogism; target 65% accuracy
• Days 3 to 4: Quantitative Aptitude section tests with focus on DI sets and simplification; target 60% accuracy
• Days 5 to 6: General Awareness tests on insurance GK and IRDAI regulations; target 70% accuracy
• Day 7: First full 160-question Phase 1 mock test under strict 90-minute timer; record score and section-wise accuracy

2 Week: Speed and Accuracy Together (Days 8 to 14)

• Days 8 to 10: Full Phase 1 mock tests daily; review every wrong answer with step-by-step solutions immediately after each attempt
• Days 11 to 12: DI speed drills (4 sets in 20 minutes) and puzzle speed drills (3 sets in 18 minutes)
• Days 13 to 14: Previous year IRDAI Grade A Phase 1 papers in timed mode; track repeating topic patterns across papers

Week 3: Full Simulation Mode (Days 15 to 21)

• Attempt 1 full Phase 1 mock test every alternate day at the same time as your actual exam slot
• After each test: review every wrong answer, check your section-wise cut-off clearing status, and revise the 2 lowest-accuracy topics the next day
• Target by Day 21: Consistent Phase 1 score above 120 marks with all 4 sections clearing their individual cut-offs

IRDAI Assistant Manager Mock Test: Frequently Asked Questions